accounting

How Much In-House Accounting Should Small Businesses Do?

It may be difficult to recall, but just 30 years ago it was nearly impossible to imagine small businesses bringing the day to day accounting function into their own house. While personal computers had begun to play a regular role in business offices, there had yet to be seen an affordable, customizable software package on which operations could be recorded.

Long before the PC, internal accounting was conducted by clerical staff when practical, but even more often it was handled by independent accounting firms who then reported operating results back to company owners and management on a monthly basis. Often, those same firms would prepare payroll tax reports and quarterly estimates before finishing the year by preparing the annual tax return.

Old habits die hard, so when PCs first came along, very little changed for in-house accounting. But relatively inexpensive platforms like Peachtree and QuickBooks arrived shortly thereafter and began offering small business owners a financially viable alternative to outsourcing.

I’ve done it both ways in my career: actually been a part of the in-house accounting team and have also hired the service out as a leader of a business. Here’s an article that I saw today that not only talks about in-house accounting but then goes on to discuss the decision about other accounting and tax functions. It’s really an excellent analytical piece and mercifully brief.

A Restaurant in St. Michaels That You Must Try

I think we all enjoy a good restaurant. And I, in particular, enjoy a good seafood restaurant. that’s probably because I was raised on the Eastern Shore of Maryland, an area known as Delmarva because it bridges both Delaware and Virginia.

front-streetMore specifically, the Eastern Shore is home to the best of the world famous blue crabs. The fact that they’re so delicious on the peninsula is probably owing to equal parts climate (breeding and growing conditions) and the particular concoction created in the area and now famously known as Old Bay seasoning. It’s spicy, savory and and the specific recipe is kept under lock and key at the McCormick Spice Company – but it is amazing and blends perfectly with the sweet flavor of blue crab meat.

I had a phenomenal crab cake sandwich the other day at a relatively new restaurant and bar in small town St. Michaels at a place called Front Street. It turns out that the chef who prepared this culinary treat is classically trained, but not a native of the Eastern Shore. His name is Eric Nunamaker, and he forms the “kitchen half” of the duo that everyone in the area now calls Mike & Eric for their growing reputation as Eastern Shore foodies.

The “Mike part” is Michael Whittington, a native of the Shore who is completely in his element when whirling around the bar and dining area interacting with patrons. His laugh and personality are both informal and inviting. As host of Mike & Eric’s, he is certainly in his element.

I may be a creature of habit in ordering the crab cake sandwich, as their menu branches out in directions that aren’t local at all. What’s really obvious is that Eric is born to prepare sauces that tantalize. His flavorings are strong parts of recipes that involve lamb or steak, too. As I said, the menu will take you into places that amaze!

Third partner Randy Schiera joined the mix with this opening. He can be seen in both kitchen and dining room, but what really shines with his involvement is his ability to create mouthwatering quiches for the daily special. Paired with a light and refreshing salad – the Watermelon salad itself can bring any brutally hot day back in line – the quiche du jour is is an inexpensive lunch item that has St. Michaels abuzz.

I could ramble on and on about the entertainment and bar atmosphere, or even the dig-friendly back deck. And yes, they really do hope you’ll bring your pooch! Mike has two dogs of his own and will steal your pet’s heart with treats and cuddles. I saw it first hand as he did the same with my flighty terrier-chihuahua mix, who clearly loved the experience.

My suggestion is to go go go. It was fun, casual and friendly. But the food that comes to your table from the kitchen is made with all the attention in the world. What a perfect combination for an evening out, or a quick St. Michaels lunch treat.

Tips for the Best Online Auto Insurance Rate

The Net offers a large amount of information, and anyone are able to access it swiftly. Even so, once you are hunting for motor vehicle insurance coverage online you will certainly wish to consider a couple of things. These tips are guaranteed to make purchasing car insurance a success.

You will first have to understand what amount of insurance coverage you prefer. The deductibles are among the key means that the automobile insurance premium is identified. This means you will certainly need to know just what the minimum needs are according to your local regulations. In the event that you possess a car or truck that is not worth much, you may want to consider getting the lowest level of insurance feasible, given that it is probable your automobile will be totaled following a wreck.

The only way to obtain a precise price quote is to find out the specifics about your automobile. You are going to want to figure out the VIN number and miles on the car. Additionally, you will most likely have to know where the car or truck is usually kept, how often it is operated, basic safety functions present, and any type of anti-theft devices that are on it.

These will supply the insurance business an exceptional feel for your auto without physically seeing it. Some automotive coverage online providers furthermore request the year, make, and model of your automobile.